Please try our wide variety of financial calculators. Interactive calculations, dynamic graphs, and fully customizable reports are just a few of the features that make our calculators stand out!
Mortgage Calculators | |
| Adjustable Rate Mortgage Calculator | This calculator helps you to determine what your adjustable mortgage payments will be. |
| APR Calculator for Adjustable Rate Mortgages | Use this calculator to find the APR on your adjustable rate mortgage. |
| ARM vs. Fixed Rate Mortgage | Use this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM. |
| Balloon Mortgages | A balloon mortgage can be an excellent option for many home buyers, use this calculator to see if a balloon mortgage might fit your needs. |
| Bi-weekly Payment Calculator | Using bi-weekly payments can accelerate your mortgage payoff and save you thousands in interest. Use this calculator to compare a typical monthly payment schedule to an accelerated bi-weekly payment. |
| Bi-weekly Payments for an Existing Mortgage | This calculator shows you the possible savings by starting to pay your current mortgage with bi-weekly payments, instead of monthly payments. |
| Blended Rate Mortgage Calculator | This calculator helps you determine the effective, or blended, interest rate you would pay if you use a first and a second mortgage to finance the purchase of a home. |
| FHA Mortgage Loan Calculator | Use this calculator to determine your maximum FHA mortgage and cash needed for closing. |
| Fixed Rate Mortgage vs. Interest Only Mortgage | Use this calculator to compare a fixed rate mortgage to Interest Only Mortgage. |
| Fixed Rate Mortgage vs. LIBOR ARM | Use this calculator to compare a fixed rate mortgage to a LIBOR ARM. |
| Interest Only ARM Calculator | Interest only mortgages can provide you with very low monthly payments, however you are not paying off any principal during the interest only period. |
| Interest Only Mortgage Calculator | Use this calculator to generate an amortization schedule for an interest only mortgage. |
| Maximum Mortgage | Use this calculator to determine your maximum mortgage and how different interest rates affect your how much you can borrow. |
| Mortgage APR Calculator | Use this calculator to find the APR on your mortgage. |
| Mortgage Comparison: 15 Years vs. 30 Years | Use this calculator to compare these two mortgage terms, and let us help you decide which term is better for you. |
| Mortgage Debt Consolidation | This calculator is designed to help determine whether using a mortgage to consolidate your debt is right for you. |
| Mortgage Loan Calculator | Use this calculator to determine your monthly payment and amortization schedule. |
| Mortgage Loan Calculator (PITI) | Use this calculator to determine your monthly mortgage principal, interest, taxes and insurance payment (PITI) and amortization schedule. |
| Mortgage Payoff | Save thousands of dollars in interest by increasing your monthly mortgage payment. |
| Mortgage Points Calculator | Should you buy points? Use this calculator to find out. |
| Mortgage Qualifier | Can you buy your dream home? Find out just how much you can afford! |
| Mortgage Refinance Break Even | Should you refinance your mortgage? Use this calculator to determine when you will break even. |
| Mortgage Required Income | Use this calculator to determine how much income you need to qualify for a mortgage and how different interest rates affect your required income. |
| Mortgage Tax Savings Calculator | Interest and points paid for a home mortgage are tax deductible. Use this calculator to determine how much your mortgage could save you in income taxes. |
| Option ARM vs. Fixed Rate Mortgage | Use this calculator see how a minimum payment on an Option ARM Mortgage can save you money on your monthly mortgage payment. |
| Refinance Interest Savings | Use this calculator to see how much interest you can save by refinancing your mortgage! |
| Rent vs. Buy | Are you better off buying your home, or should you continue to rent? |
| Reverse Mortgage Calculator | This calculator is specifically designed to show you how the outstanding balance of a reverse mortgage can rapidly grow over a period of time. |
Loan Calculators | |
| Alternative Payment Frequencies | Use this calculator to determine your payment or loan amount for different payment frequencies. |
| Amortizing Loan Calculator | Enter your desired payment - and let us calculate your loan amount. Or, enter in the loan amount and we will calculate your monthly payment! |
| Balloon Loan Calculator | A balloon loan can be an excellent option for many borrowers. Use this calculator to see how a balloon loan might work for you. |
| Debt Consolidation Calculator | Should you consolidate your debt? Use this calculator to find out. |
| Enhanced Loan Calculator | Use the slider controls to instantly change your monthly payment, loan amount, interest rate or term. |
| Equity Line of Credit Payments | What will my monthly payments be for an interest only equity line of credit? |
| Existing Loan Calculator | Use this calculator to analyze one of your existing loans. Calculate your remaining balance based on the number of monthly payments you have remaining. |
| Home Equity Line of Credit Calculator | How big of a home equity line of credit can you receive? Use this calculator to find out! |
| Line of Credit Payoff | Use this calculator to see what it will take to pay off your line of credit, and what you can change to meet your repayment goals. |
| Loan & Credit Line Payment | This calculator helps determine your loan or credit line payment. |
| Loan & Credit Line Tax Savings | This calculator helps determine your tax savings on loans or credit lines with tax deductible interest payments. |
| Loan Comparison Calculator | Use this calculator to sort through the monthly payments, fees and other costs when comparing loan options. |
| Loan Prequalification Calculator | Use this calculator as your first step in determining your ability to qualify for a loan. |
Credit Cards and Debt Management | |
| Accelerated Debt Payoff | Consolidating your debt is only half of the battle. You still need a plan to get your debt paid in full. This calculator can show you how to accelerate your debt payoff. |
| Consolidation Loan Investment Calculator | Getting a consolidation loan can do more than payoff your debt. Use this calculator to see the results of paying off your debt and investing your payment savings. |
| Cost-of-Debt Calculator | Use this calculator to see just how expensive paying interest on your debt can be. |
| Credit Card Minimum Payment Calculator | Use this calculator to determine how long it will take you to payoff your credit cards if you only make the minimum payments. |
| Credit Card Optimizer | The Credit Card Optimizer helps you determine the best distribution of your credit card debt. |
| Credit Card Pay Off | Use this calculator to see what it will take to pay off your credit card balance, and what you can change to meet your repayment goals. |
| Home Equity Debt Consolidation | This calculator is designed to help determine whether using your home equity to consolidate your debt is right for you. |
| How much do you owe? | Use this calculator as a starting point for your debt management plan. |
| Personal Debt Consolidation | Should you consolidate your debt? This calculator is designed to help determine if debt consolidation is right for you. |
| Roll-Down Your Credit Card Debt! | The Credit Card Roll-Down Calculator applies two simple principles to paying off your credit card debt. |
| Snowball Debt Elimination Calculator | This Debt Calculator applies two simple principles to paying off all your Debt that can cut years off of your repayment schedule. |
| Student Loan Consolidation and Debt Payoff | The Student Loan Consolidation and Debt Payoff Calculator applies two simple principles to paying off your Debt; Consolidate your student loans, and use the monthly savings to payoff your other outstanding debt. |
Auto Calculators | |
| Auto Loan Early Payoff | Find out how much interest you can save by increasing your monthly auto loan payment. |
| Auto Rebate vs. Low Interest Financing | Use this calculator to help you determine whether you should take advantage of low interest financing or a manufacturer rebate. |
| Auto Refinance Interest Savings | Use this calculator to see how much interest you can save by refinancing your auto loan. |
| Bi-weekly Payments for an Auto Loan | This calculator shows you possible savings by using an accelerated bi-weekly payment on your auto loan. This simple technique can shave time off your auto loan and could save you hundreds or even thousands of dollars in interest. |
| Bi-weekly Payments for an Auto Loan with Fees | This calculator shows you possible savings by using an accelerated bi-weekly payment on your auto loan. This simple technique can shave time off your auto loan and could save you hundreds or even thousands of dollars in interest. |
| Car Loan Calculator | Determine your car loan payment based on your purchase price or find out how much you can buy based on your monthly payment. |
| Dealer Financing vs. Credit Union Financing | Use this calculator to help you determine whether you should take advantage of low interest dealer financing or credit union financing combined with a manufacturer rebate. |
| Home Equity Loan vs. Auto loan | Use this calculator to determine if a home equity loan makes sense for your next automobile purchase. |
| Lease vs. Buy | Should you lease your next automobile or finance it? Find out with this calculator! |
| Low Interest Financing Savings | Low, promotional interest rates can save you a great deal of money when you finance your car or truck. Use this calculator to help find the best monthly payment and how much interest you could save. |
Investment Calculators | |
| Annual Rate of Return Calculator | Use this calculator to determine the annual return of a known initial amount, a stream of deposits, plus a known final future value. |
| Annual Stock Option Grants | Use this calculator to project how much a series of annual stock option grants could be worth to you. |
| Asset Allocation Calculator | Your age, ability to tolerate risk and several other factors are used to calculate a desirable mix of stocks, bonds and cash. |
| Compare Investment Fees | Even a small difference in the fees you pay on your investments can add up over time. Use this calculator to see how different fees impact your investment strategy! |
| Future Contracts Calculator | Use this calculator to determine the number of futures contracts you may wish to purchase based on your account equity and trading plan. |
| Future Value Calculator | Use this calculator to determine the future value of an investment which can include an initial deposit and a stream of periodic deposits. |
| Internal Rate of Return (IRR) Calculator | Use this calculator to determine an Internal Rate of Return (IRR). It calculates the IRR on an annual basis of an irregular stream of up to 20 payments and withdrawals. |
| Investment Distributions | This calculator helps you determine either how long or how much periodic distributions can be taken out of an investment before it runs out. |
| Investment Goal | Use this calculator to see if your investment plan is on track to meet your investment goals - and receive suggestions on how to change it if you are falling short. |
| Investment Loan | This calculator helps illustrate the effect of using a loan to purchase an investment or appreciable asset. Using debt as leverage to purchase investments can magnify your return. The downside is that you also increase your risk. |
| Investment Property Calculator | An investment property can be an excellent investment. This calculator is designed to examine the potential return you might receive from an investment property. |
| Investment Questionnaire | The Investment Questionnaire is designed to help you create a balanced portfolio of investments. |
| Investment Returns | There is more to investing than knowing your annual rate of return. Use this calculator to help you see how inflation, taxes and your time horizon can impact your bottom line. |
| Investment Savings and Distributions | Use this calculator to see how long your investment savings can last once you begin taking distributions. |
| Lump Sum Annual Return Calculator | Use this calculator to determine the annual rate of return of known lump sum starting and ending amount. |
| Lump Sum Future Value Calculator | Use this calculator to determine the future value of a lump sum. |
| Lump Sum Present Value Calculator | Use this calculator to determine the present value of a future lump sum. |
| Municipal Bond Tax Equivalent Yield | Income generated from municipal bond coupon payments are not subject to federal income tax and often are exempt from state taxes. Use this calculator to estimate the tax-equivalent yield (TEY) for a municipal bond. |
| Mutual Fund Expense Calculator | This calculator can help you analyze the costs associated with buying shares in a mutual fund. By entering a few pieces of information, found in your fund's prospectus, you can see the impact of fees and operating expenses on your investment. |
| Personal Economic Recovery Calculator | This calculator can help you determine exactly what it might take to return your to your original investment balance. |
| Present Value Calculator | Use this calculator to determine the present value of a stream of deposits plus a known final future value. |
| REIT Tax-Equivalent Distribution | This calculator shows a REIT's hypothetical yield and how ROC impacts tax equivalent yield. |
| Stock Option Calculator | Use this calculator to determine the value of your stock options for the next one to twenty five years. |
| Taxable vs. Tax Advantaged Investments | This calculator is designed to help compare a normal taxable investment, a tax deferred investment and tax-free investment. |
Retirement Savings and Planning | |
| 401(k) Savings Calculator | A 401(k) can be one of your best tools for creating a secure retirement. Use this calculator to see why this is a retirement savings plan you cannot afford to pass up. |
| 401(k) Savings with Profit Sharing | Use this calculator to how a 401(k) with profit sharing plan can help you save for retirement.. |
| 401(k) Spend It or Save It Calculator | There are several ways to manage your 401(k) when you leave an employer. Making the wrong decision can cost you thousands of dollars both in taxes and lost earnings. |
| 403(b) Savings Calculator | If you are an employee of a non-profit tax-exempt organization, a 403(b) can be one of your best tools for creating a secure retirement. |
| 457 Savings Calculator | A 457 plan can be one of your best tools for creating a secure retirement. Use this calculator to see why this is a retirement savings plan you cannot afford to pass up. |
| 72(t) Calculator | The IRS Rule 72T allows for penalty free, early withdrawals from retirement accounts. Use this calculator to determine your allowable 72T Distribution and how it can help fund your early retirement. |
| 72(t) Distribution Impact | This calculator is designed to examine the affects of 72T distributions on your retirement plan balance. |
| Beneficiary Required Minimum Distributions | Use this calculator to determine your Required Minimum Distributions (RMD) as a beneficiary of a retirement account. |
| Company Stock Distribution Analysis Calculator | If you own company stock in a retirement plan you may be able to take advantage of using the long term capital gains tax rate rather than your ordinary income tax rate on this investment. |
| How Important is Social Security? | Use this calculator to determine how losing this important retirement asset could affect you. |
| How long will my retirement savings last? | Use this calculator to see how long your retirement savings will last based on your retirement savings and your inflation adjusted withdrawals. |
| Individual 401(k) Contribution Comparison | Use this calculator to determine your maximum Individual 401(k) contribution as compared to three other possible plan options. |
| Individual 401(k) Savings Calculator | Use this calculator to see the benefits of an Individual 401(k) for the self-employed. |
| IRA Spend It or Save It Calculator | Spending your IRA before your retire can be a costly decision. See how taking your out IRA early could cost you thousands of dollars both in taxes and lost earnings. |
| Pension Plan Retirement Options | Use this calculator to help decide between joint survivorship and single survivorship pension options. |
| Required Minimum Distribution (RMD) | Use this calculator to determine your Required Minimum Distributions (RMD) as an account owner of a retirement account. This financial calculator will also look at potential future year's distribution requirements. |
| Required Minimum Distribution (RMD) for Current Year | Use this calculator to determine your Required Minimum Distributions (RMD) as an account owner of a retirement account for the current year. |
| Retirement Account Contribution Accelerator | Use this calculator to see how increasing your contributions to qualified retirement plan help save for your retirement. |
| Retirement Contribution Effects on Your Paycheck | Use this calculator to see how increasing your contributions to a 401(k), 403(b) or 457 plan can affect your paycheck as well as your retirement. |
| Retirement Income | Use this calculator to determine how much monthly income your retirement savings may provide you in your retirement. |
| Retirement Nestegg Calculator | Do you know how much it takes to create a secure retirement? Use this calculator to help determine what size your retirement nestegg should be. |
| Retirement Pension Planner | Plan your retirement with a company pension, find out if you are on track - and learn how to stay there. |
| Retirement Plan Withdrawal | Use this calculator to see what your net withdrawal would be after taxes and penalties are taken into account. |
| Retirement Planner | Quickly determine if your retirement plan is on track - and learn how to keep it there. |
| Retirement Planner with Retirement Earnings | Plan your retirement with pension and possible retirement employment income. Find out if you are on track - and learn how to stay there. |
| Retirement Shortfall | Running out of your retirement savings too soon is one of the biggest risks to a comfortable retirement. Use this calculator to find a potential shortfall in your current retirement savings plan. |
| RMD & Stretch IRA Calculator | Use this calculator to help determine how you can stretch out your retirement plan distributions for as long as possible. |
| Roth IRA Calculator | Use this calculator to compare the Roth IRA to an ordinary taxable investment. |
| Roth IRA Conversion | This calculator will show the advantage, if any, of converting your IRA to a Roth. |
| Roth vs. Traditional 401(k) | Use this calculator to help determine if a Roth or 401(k) might be best for you. |
| Roth vs. Traditional 401(k) and your Paycheck | See how a Roth vs. Traditional 401(k) might affect your take home pay as well as your retirement savings. |
| Roth vs. Traditional 403(b) | Use this calculator to help determine if a Roth or 403(b) might be best for you. |
| Roth vs. Traditional IRA | Use this calculator to determine which IRA may be right for you. |
| Social Security Benefits | Use this calculator to estimate your Social Security benefits. |
| Traditional IRA Calculator | How can contributing to a regular IRA help you in your retirement? |
Tax Calculators | |
| 1040 Tax Calculator | Enter your filing status, income, deductions and credits and we will estimate your total tax. Based on your projected withholdings for the year, we can also estimate your tax refund or amount you may owe the IRS next April. |
| 1040 Tax Calculator (Tax Year 2006) | Use this 1040 tax calculator to help estimate your tax bill using the 2006 tax year's rates and rules. |
| 1040 Tax Calculator (Tax Year 2007) | Use this 1040 tax calculator to help estimate your tax bill using the 2007 tax year's rates and rules. |
| 1040 Tax Calculator (Tax Year 2008) | Use this 1040 tax calculator to help estimate your tax bill using the 2008 tax year's rates and rules. |
| 1040 Tax Calculator (Tax Year 2009) | Use this 1040 tax calculator to help estimate your tax bill using the 2009 tax year's rates and rules. |
| 1040 Tax Calculator (Tax Year 2010) | Use this 1040 tax calculator to help estimate your tax bill using the 2010 tax year's rates and rules. |
| 1040 Tax Calculator (Tax Year 2011) | Use this 1040 tax calculator to help estimate your tax bill using the 2011 tax year's rates and rules. |
| 457 Payroll Deductions | Use this calculator to help you determine the impact of changing your payroll deductions. |
| Earned Income Credit (EIC) Calculator | Use this calculator to determine if you qualify for the Earned Income Credit and if so, how much it might be worth. |
| Estate Tax Planning | Knowing your potential estate tax liability is a great place to start your estate tax plan. Use this calculator to estimate your estate tax liability. |
| Hourly Paycheck Calculator | Use this calculator to help you determine your paycheck for hourly wages. |
| Marginal Tax Rate Calculator | Use this calculator to determine your marginal and effective tax rates. This calculator sorts through the tax brackets and filing options to calculate your true tax liability. |
| Marginal Tax Rate Calculator (Tax Year 2010) | Use this calculator to determine your marginal and effective tax rates for tax year 2010. |
| Marginal Tax Rate Calculator 2011 | Use this calculator to determine your marginal and effective tax rates for tax year 2011. This calculator sorts through the tax brackets and filing options to calculate your true tax liability. |
| Net to Gross Paycheck Calculator | Determine the gross paycheck needed to provide a required net amount. |
| Payroll Deductions Calculator | Use this calculator to help you determine the impact of changing your payroll deductions. |
| Section 125 Cafeteria Plan | Use this calculator to see how participating in your employer's Section 125 Cafeteria Plan can help you pay less tax, and increase your net take home pay. |
| Self-Employment Tax Calculator | If you are self-employed, operate a farm or are a church employee use this calculator to determine your self-employment taxes for tax year 2012. |
| Self-Employment Tax Calculator (Tax year 2010) | If you are self-employed, operate a farm or are a church employee use this calculator to determine your self-employment taxes for 2010. |
| Self-Employment Tax Calculator (Tax Year 2011) | If you are self-employed, operate a farm or are a church employee use this calculator to determine your self-employment taxes for 2011 (updated for the Tax Hike Prevention Act of 2010). |
| Self-Employment Taxes 2010 vs 2011 | If you are self-employed, operate a farm or are a church employee you pay self-employment taxes. Use this calculator to determine how much your Self-employment taxes will decrease |
| U.S. 1040EZ Tax Form Calculator | Many people can use the 1040EZ tax form instead of the more complicated 1040 to calculate their taxes. Containing only seven required inputs, the 1040EZ is one of the quickest forms to calculate your tax bill. |
Savings Calculators | |
| Benefit of Spending Less | Reducing your spending can be worth more than you might think. Use this calculator to see just how much your budget reductions may be worth. |
| CD Ladder Calculator | Use this calculator to examine the benefits of investing in a series of Certificates of Deposits with different maturities, also called a CD Ladder. |
| Certificate of Deposit Calculator | Use this calculator to find out how much interest you can earn on a Certificate of Deposit (CD). |
| College Savings | Use this calculator to help develop or fine tune your education savings plan. |
| Compare Savings Rates | Even a small difference in the interest you are paid on your savings can add up over time. Use this calculator to see how different savings rates can impact your savings strategy! |
| Compound Interest and Your Return | This calculator demonstrates how compounding can affect your savings. |
| Cool Million | Find out when your savings plan may make you a millionaire! |
| Credit Union Certificate Calculator | Use this calculator to find out how much you can earn on a Certificate. Just enter a few pieces of information and we will calculate your Annual Percentage Yield (APY) and ending balance. |
| Credit Union Certificate Ladder Calculator | Use this calculator to examine the benefits of investing in a series of Certificates with different maturities, also called a Certificate Ladder. |
| Don't Delay Your Savings! | Waiting to begin your savings plan can have a huge impact on your results. This calculator helps show you how much postponing your savings plan can really cost. |
| Emergency Savings Calculator | This calculator helps you determine how much emergency savings you may need, and how you can begin saving toward this important goal. |
| Home Down Payment Savings Calculator | Use this tool to help you calculate what it might take to save a down payment for your new house. |
| Lunch Savings | Use this calculator to see how a simple change such as bringing a bagged lunch to work can really add up. |
| Savings Calculator | Find out how consistent investments over a number of years can be an effective strategy to accumulate wealth. |
| Savings Distribution Calculator | Use this calculator to determine savings balance after a series monthly, quarterly or annual withdrawals. |
| Savings Goals | What will it take to reach your savings goal? This financial calculator helps you find out. |
| Savings, Taxes, and Inflation | Use this calculator to determine how much your savings will be worth with these two important variables in mind. |
| Vice Savings | Use this calculator to see how a simple changes in your spending habits for common vices such as smoking, drinking or even eating out can really add up. |
Personal Finance | |
| Basic Calculator | This works just like a pocket calculator. |
| Basic Financial Calculator | This works just like a pocket financial calculator. In addition to arithmetic it can also calculate present value, future value, payments or number or periods. |
| Checkbook Balancer | Balance your checkbook with this quick and easy calculator. |
| Credit Assessment | How is your credit? Use this calculator for a quick assessment! |
| Home Budget Analysis | Analyze your budget, see where your money goes and find out where you can improve! |
| Life Expectancy | This calculator can give you an idea of your life expectancy based on your current age, smoking habits, gender and several other important lifestyle choices. |
| Net Worth | This calculator helps you determine your net worth. It also estimates how your net worth could grow (or shrink!) over the next ten years. |
| Should my spouse work? | This calculator is designed to help you see the financial impact of having either one or two incomes for your household. |
| Student Budget | This calculator is specifically designed to help students understand their expenses and income while attending a university, college or other full-time educational institution. |
Insurance Calculators | |
| Comprehensive Life Insurance Analysis | How much life insurance do you need? This comprehensive life calculator includes detailed net worth analysis, budgeting and college savings helps you find out. |
| Disability Insurance | Use this calculator to determine how much disability insurance you may need to cover expenses if you are unable to work due to illness or injury. |
| Fixed Annuity Calculator | A fixed annuity can provide a secure, tax-deferred investment. Use this calculator to see how a fixed annuity might fit into your retirement plan. |
| Health Savings Account (HSA) Contribution Calculator | This Health Savings Account (HSA) calculator determines the amount you are allowed to deposit into an HSA account for the current tax year. |
| Health Savings Account (HSA) Goal Calculator | Are you looking at the Health Savings Account (HSA) as a retirement account? This calculator will help you determine what you need to do in order to reach your goal. |
| Health Savings Account (HSA) Savings Calculator | Use this calculator to help you determine how much your Health Savings Account (HSA) will be worth over time. |
| Health Savings Account (HSA) vs. Traditional Health Plan | Compare an High Deductible Health Plan (HDHP) with a Health Savings Account (HSA) to a traditional health plan. |
| Health Savings Accounts (HSA) Employer Benefit | This calculator helps estimate the value of creating a High Deductible Health Plan (HDHP) with Heath Savings Accounts (HSA) for your employees. |
| Human Life Value | One of your most important assets is your ability to earn a paycheck. This calculator is designed to help you understand today's value of your future earning. |
| Immediate Annuity Calculator | Estimate what your monthly payments might be from an immediate annuity. |
| Life Insurance Calculator | Find out how much life insurance you really need! |
| Long Term Care Calculator | Long term care is needed by those who can't perform the basic tasks required to take care of themselves. This calculator can help you determine if you are financially prepared for this impending expense. |
| Variable Annuity Calculator | How can a variable annuity help you save for retirement? Use this calculator to find out. |
Business Calculators | |
| Breakeven Analysis | Find out how many and what price you must sell your product at to make a profit. |
| Business Debt Consolidation Calculator | Should your business consolidate its debt? Use this calculator to find out. |
| Business Valuation - Discounted Cash Flow | This tool calculates a business valuation based upon the discounted cash flow methodology - illustrating how changes in projected growth rates and capital assumptions impact the business Net Present Value. |
| Cash Flow Calculator | Having adequate cash flow is essential to keep your business running. Use this calculator to help you determine the cash flow generated by your business. |
| Commercial Loan Calculator | Use this calculator to estimate your debt service coverage with a new loan. If your debt service coverage is high enough, including your new loan payment, you have a good chance of being approved. |
| Debt Service Coverage | This tool calculates debt service and illustrates how debt service coverage ratios are impacted by changing income and capital assumptions. |
| Equipment Buy vs. Lease | Should you lease your equipment or finance it? Find out with this calculator! |
| Financial Ratios | This calculator helps you to zero in on areas of your business that may need attention. Areas such as solvency, liquidity, operational efficiency and profitability. |
| Inventory Analysis | Use this calculator to determine how much inventory you should hold, and efficient timing of your inventory orders. |
| Like Kind Exchange | This calculator is designed to calculate and the recognized loss, gain and the basis for a Like Kind Exchange. |
| Net Operating Loss Carryback/Carryover | If you are a sole proprietorship and have a NOL, use this calculator to determine the carryback/carryover of this loss to another tax year. |
| Profit Margin Calculator | This calculator can help you determine the selling price for your products to achieve a desired profit margin. |
| Repossession of Personal Property from a Deferred Payment Sale | If you have repossessed personal property from a deferred payment sale, you can this calculator to determine the gain or loss. |
| Repossession of Personal Property from an Installment Payment Sale | If you have repossessed personal property with installment payments, you can this calculator to determine the gain or loss. |
| Repossession of Real Property | If you have repossessed real property, you can this calculator to determine the gain or loss as well as its new basis. |
| Working Capital Needs | Working capital essential to running your business. This calculator assists you in determining your working capital needs for the next year. |
Canadian Financial Calculators | |
| Accelerated Debt Payoff (Canadian) | Consolidating your debt is only half of the battle. You still need a plan to get your debt paid in full. This calculator can show you how to accelerate your debt payoff. |
| Amortizing Loan Calculator (Canadian) | Enter your desired payment and its frequency- and let us calculate your loan amount. Or, enter in the loan amount and we will calculate your loan payment! |
| Auto Loan Calculator (Canadian) | Find out how much automobile you can buy based on your weekly, bi-weekly or monthly payment, or find out your loan payment based on your purchase price! |
| Auto Rebate vs. Low Interest Financing (Canadian) | Use this calculator to help you determine whether you should take advantage of low interest financing or a manufacturer rebate. |
| Bi-weekly Payment Calculator (Canadian) | This calculator shows you the possible savings by using an accelerated bi-weekly mortgage payment. |
| Buy vs. Lease (Canadian) | Should you lease your next automobile or finance it? Find out with this calculator! |
| Chequebook Balancer (Canadian) | Balance your chequebook with this quick and easy calculator. |
| Compare Savings Rates (Canadian) | Even a small difference in the interest you are paid on your savings can add up over time. Use this calculator to see how different savings rates can impact your savings strategy! |
| Compound Interest (Canadian) | This calculator demonstrates how compounding can affect your savings. |
| Consolidation Loan Investment Calculator (Canadian) | Getting a consolidation loan can do more than payoff your debt. Use this calculator to see the results of paying off your debt and investing your payment savings. |
| Cool Million (Canadian) | Find out when your savings plan will make you a millionaire! |
| Credit Line (Canadian) | How big a line of credit can you receive? Use this calculator to find out! |
| Disability Insurance (Canadian) | Use this calculator to determine how much disability insurance you may need to cover expenses if you are unable to work due to illness or injury. |
| Education Savings (Canadian) | Use this calculator to help develop or fine-tune your education savings plan. |
| Emergency Savings Calculator | This calculator helps you determine how much emergency savings you may need, and how you can begin saving toward this important goal. |
| Enhanced Loan Calculator (Canadian) | Use the slider controls to instantly change your monthly payment, loan amount, interest rate or term. |
| Equipment Buy vs. Lease (Canadian) | Should you lease your next equipment or finance it? Find out with this calculator! |
| Home Budget (Canadian) | Analyze your budget, see where your money goes and find out where you can improve! |
| How much is enough to fund my retirement? (Canadian) | Use this calculator to see how long your investment savings can last once you begin taking distributions. |
| Interest Only Mortgage Calculator (Canadian) | Use this calculator to determine your interest only monthly payment and amortization schedule. |
| Interest Only Mortgage Compare (Canadian) | Use this calculator to compare interest only mortgage terms, rates and amounts. Let us help you decide which loan is better for you. |
| Interest Only Mortgage Qualifier (Canadian) | This calculator helps you determine just how much house you can afford with an Interest Only mortgage. |
| Investment Goal Calculator | Use this calculator to see if your investment plan is on track to meet your investment goals – and receive suggestions on how to change it if you are falling short. |
| Investor Profile Questionnaire (Canadian) | The Investor Profile Questionnaire is designed to help you create a balanced portfolio of investments. |
| Life Expectancy Calculator (Canadian) | This calculator can give you an idea of your life expectancy based on your current age, smoking habits, gender and several other important lifestyle choices. |
| Life Insurance (Canadian) | Find out how much life insurance you really need! |
| Line of Credit and Loan Payments (Canadian) | This calculator helps determine your loan or line of credit payment. |
| Loan Comparison (Canadian) | Use this calculator to sort through the monthly payments, fees and other costs when comparing loan options. |
| Low Interest Financing Savings (Canadian) | Low, promotional interest rates can save you a great deal of money when you finance your car or truck. Use this calculator to help find the best monthly payment and how much interest you could save. |
| Mortgage Calculator (Canadian) | Use this calculator to determine your monthly payment and amortization schedule. |
| Mortgage Compare (Canadian) | Use this calculator to compare mortgage terms, rates and amounts. Let us help you decide which loan is better for you. |
| Mortgage Payoff (Canadian) | Save thousands of dollars in interest by increasing your monthly mortgage payment. |
| Mortgage Qualifier (Canadian) | This calculator helps you determine just how much house you can afford. |
| Mortgage Refinance Interest Savings (Canadian) | Use this calculator to see how much interest you can save by refinancing your mortgage! |
| Net Worth (Canadian) | This calculator helps you determine your net worth. It also estimates how your net worth could grow (or shrink!) over the next ten years. |
| Personal Debt Consolidator (Canadian) | Should you consolidate your debt? This calculator is designed to help determine if debt consolidation is right for you. |
| Rent vs. Buy (Canadian) | Are you better off buying your home, or should you continue to rent? |
| Retirement Income (Canadian) | Use this calculator to determine how much monthly income your retirement savings may provide you in your retirement. |
| Retirement Nestegg Calculator (Canadian) | Do you know how much it takes to create a secure retirement? Use this calculator to help determine what size your retirement nestegg should be. |
| Retirement Planner (Canadian) | Quickly determine if your retirement plan is on track - and learn how to keep it there. |
| RRIF Payment Calculator (Canadian) | This calculator is designed to help you calculate different payment options from your Registered Retirement Income Fund (RRIF). |
| RRSP Loan Calculator (Canadian) | An RRSP loan can be an excellent way to jump start your retirement savings. Use this calculator to see how an RRSP loan could help your retirement savings plan. |
| Savings Calculator (Canadian) | Find out how consistent investments over a number of years can be an effective strategy to accumulate wealth. |
| Savings Goal (Canadian) | What will it take to reach your savings goal? This financial calculator helps you find out. |
| Savings, Taxes, and Inflation (Canadian) | Use this calculator to determine how much your savings will be worth with these two important variables in mind. |
| Student Budget Calculator (Canadian) | This calculator is specifically designed to help students understand their expenses and income while attending a university, college or other full-time educational institution. |
| Tax Free Savings Account (TFSA) Comparison (Canadian) | This calculator is designed to help compare a Tax Free Savings Account (TFSA) to a Registered Retirement Account (RRSP) and an ordinary taxable savings account. |
| Taxable vs. Tax Advantaged Investments (Canadian) | This calculator is designed to help compare a normal taxable investment, a tax deferred investment and tax-free investment. |
Calculatrices financières canadiennes | |
| Acheter ou louer ? | Pour savoir s'il vaut mieux louer ou financer votre prochaine voiture, utilisez cette calculatrice ! |
| Acheter ou louer du matériel ? | Pour savoir s'il vaut mieux louer ou financer le matériel dont vous avez besoin, utilisez cette calculatrice ! |
| Allocateur d'actifs | Votre âge, votre habileté à tolérer les risques, ainsi que plusieurs autres facteurs sont utilisés pour calculer une combinaison désirable d’actions, d’obligations et de liquidités. |
| Analyse budgétaire personnelle | Analysez votre budget pour voir où va votre argent et comment vous pouvez améliorer votre situation ! |
| Analyse des stocks | Utilisez cette calculatrice afin de déterminer la quantité de stocks que vous devez maintenir et l'efficacité de vos commandes de stock. |
| Analyse des ventes au seuil de rentabilité | Déterminez le nombre de produits que vous devez vendre (et à quel prix) pour faire un profit. |
| Besoins en fonds de roulement | Les fonds de roulement sont essentiels à votre entreprise. Cette calculatrice vous aide à déterminer vos besoins en fonds de roulement pour la prochaine année. |
| Calculateur de prêt existant | Utilisez ce calculateur pour analyser l'un de vos prêts existants. |
| Calculateur d'option sur actions | Utilisez ce calculateur pour déterminer la valeur de vos options sur action pour la prochaine ou les prochaines vingt-cinq années. |
| Calculatrice d’assurance invalidité | Utilisez cette calculatrice pour établir vos besoins en assurance-invalidité. |
| Calculatrice d'admissibilité à un prêt hypothécaire | Ce calculateur vous aide à déterminer la valeur de la maison que vous pouvez vous permettre d'acheter. |
| Calculatrice d'assurance vie | Utilisez cette calculatrice pour déterminer le montant d'assurance vie dont vous avez vraiment besoin ! |
| Calculatrice de comparaison de prêts | Utilisez cette calculatrice pour comparer les mensualités, les frais et les autres coûts associés à différents prêts. |
| Calculatrice de comparaison d'hypothèques | Utilisez cette calculatrice pour comparer le montant, le taux d'intérêt et la durée de différentes hypothèques. Nous pouvons vous aider à déterminer quel prêt vous convient le mieux. |
| Calculatrice de l'épargne en cas d'urgence | Cette calculatrice vous aidera à évaluer la somme dont vous auriez besoin en cas d’urgence et la manière dont vous pourriez épargner cette somme. |
| Calculatrice de paiement minimal sur vos cartes de crédit | Cette calculatrice vous aidera à connaître le temps qu’il vous faudra pour rembourser vos cartes de crédit en vous en tenant aux paiements minimaux exigés. |
| Calculatrice de paiements FERR | Cette calculatrice est conçue pour vous aider à calculer les différentes options de paiement de votre FERR. |
| Calculatrice de placement d’un prêt consolidé | Calculatrice de placement du prêt consolidé |
| Calculatrice de prêt | Inscrivez le montant du paiement mensuel que vous désirez effectuer, et laissez-nous calculer le montant du prêt que vous pouvez obtenir. Ou encore, inscrivez le montant du prêt, et nous calculerons vos mensualités ! |
| Calculatrice de prêt auto | Sachez quelle automobile vous pouvez vous offrir en fonction des mensualités exigibles, ou calculez le montant de vos paiements à partir du prix d'achat du véhicule que vous convoitez ! |
| Calculatrice de prêt évoluée | Utilisez cette calculatrice pour visualiser diverses possibilités de prêts. |
| Calculatrice de prêt REER | Utilisez cette calculatrice pour découvrir comment un prêt REER pourrait vous aider à cotiser à votre régime d’épargne-retraite. |
| Calculatrice de revenu de retraite | Utilisez ce calculateur pour déterminer combien en revenu mensuel votre régime d'épargne-retraite pourrait vous procurer à votre retraite. |
| Calculatrice de valeur nette | Cette calculatrice vous aide à établir votre valeur nette, mais aussi à évaluer son augmentation (ou sa diminution !) possible au cours des dix prochaines années. |
| Calculatrice de Versements Hypothécaires Aux Deux Semaines | Cette calculatrice vous montre les économies que vous pouvez réaliser en accélérant le remboursement de votre hypothèque par le biais de versements aux deux semaines. |
| Calculatrice d'emprunt hypothécaire | Utilisez cette calculatrice pour générer un tableau d'amortissement de votre hypothèque actuelle. |
| Calculatrice d'épargne | Découvrez comment une stratégie de placements réguliers sur plusieurs années peut effectivement vous enrichir. |
| Calculatrice d'espérance de vie | Cette calculatrice vous donne une idée de votre espérance de vie en fonction de votre âge actuel, de votre sexe et de votre mode de vie. |
| Calculatrice d'objectif de placement | Cette calculatrice vous aidera à évaluer si votre plan d’épargne actuel suffit à atteindre vos objectifs; elle vous offrira aussi des conseils pour rectifier le tir, au besoin. |
| Calculatrice du mouvement de trésorerie | Un mouvement de trésorerie adéquat est essentiel au bon fonctionnement de votre entreprise. Utilisez cette calculatrice afin de déterminer le mouvement de trésorerie de votre entreprise. |
| Calculatrice pour la préapprobation d'un prêt | Cette calculatrice vous aidera à évaluer vos chances d’obtenir un prêt. |
| Calculatrice pour pécule de retraite | Connaissez-vous la somme dont vous auriez besoin pour vous assurer une bonne retraite? Cette calculatrice vous aidera à déterminer la taille du bas de laine dont vous aurez besoin. |
| Calculatrice pour soins de longue durée | Les personnes qui deviennent incapables de prendre soin d’elles-mêmes au quotidien ont besoin de soins de longue durée. Cette calculatrice vous aidera à déterminer si vous êtes prêt à faire face à cette situation financière. |
| Calculatrice pour un budget d’étudiant | Cette calculatrice est conçue pour aider les étudiants et étudiantes à comprendre leurs dépenses et leurs revenus pendant qu’ils suivent des cours à l’université, au collège ou à d’autres établissements d’enseignement à plein temps. |
| Combien devez-vous ? | Utilisez ce calculateur pour savoir combien vous devez. Il peut être utilisé comme un bon point de départ pour la planification de gestion de vos dettes. |
| Comparaison des frais de placement | Même la plus petite différence dans les frais que vous payez pour vos placements peut s’accumuler avec le temps. La présente calculatrice vous permettra de visualiser l’impact de ces frais sur votre stratégie d’investissement. |
| Comparaison du compte d'épargne libre d'impôt (CELI) | Cette calculatrice vous aidera à comparer entre eux placement imposable, CELI et REER. |
| Comparez les taux d'épargne | Utilisez cette calculatrice pour voir les effets des différents taux d'épargne sur votre stratégie d'épargne ! |
| Consolidation des dettes | Vous pensez consolider vos dettes? Utilisez cette calculatrice afin de déterminer les conséquences de la consolidation de vos cartes de crédit, de votre marge de crédit et de vos versements échelonnés, en un prêt consolidé simple. |
| Désendettement accéléré | La consolidation de vos dettes ne représente que la moitié du combat. Il vous faut aussi un plan pour les liquider en entier, et cette calculatrice peut vous aider à accélérer votre désendettement. |
| Devriez-vous consolider vos dettes ? | Cette calculatrice est conçue pour vous aider à déterminer si vous êtes ou non un bon candidat à une consolidation de dettes. |
| Économie liée au refinancement d’une hypothèque | Utilisez cette calculatrice pour savoir combien d'intérêts vous pouvez économiser en refinançant votre hypothèque. |
| Économies sur le financement à bas taux d'intérêt | Un taux d’intérêt promotionnel particulièrement bas peut vous faire économiser beaucoup d’argent sur le financement d’un véhicule. |
| Épargne en placements et retraits de capital | Cette calculatrice vous permettra de visualiser la longévité de votre épargne, lorsque vous aurez commencé à y faire des retraits. |
| Épargne, impôt et inflation | Cette calculatrice vous aidera à déterminer ce que vaudra votre épargne, compte tenu de ces deux facteurs. |
| Épargne-études | Utilisez cette calculatrice pour vous aider à établir ou à mettre au point votre régime d'épargne-études. |
| Épargnez à l’heure du dîner | Cette calculatrice vous permettra de visualiser à quel point le simple fait d’apporter votre dîner au travail peut vous faire économiser gros. |
| Équilibreur de solde de compte bancaire | Laissez-nous vous aider à équilibrer le solde de votre compte bancaire. |
| Évaluation de crédit | Comment se porte votre crédit? Cette calculatrice vous permettra de faire le point en quelques instants! |
| Évaluation d'entreprise | Entrez les renseignements relatifs à votre mouvement de trésorerie, votre coût du capital et votre taux de croissance afin de déterminer la valeur actualisée nette (VAN) de votre entreprise. |
| Faites cascader vos soldes de cartes de crédit! | Cette calculatrice applique deux principes simples au remboursement de vos soldes de cartes de crédit. |
| Les intérêts composés | Cette calculatrice révèle l'effet des intérêts composés sur vos épargnes. |
| Ligne de crédit garantie par un bien immobilier | Servez-vous de cette calculatrice pour connaître le montant de la ligne de crédit que vous pouvez obtenir. |
| Louer ou acheter ? | Feriez-vous mieux d'acheter une maison ou de rester à loyer ? |
| N'attendez pas pour épargner! | Retarder le début de votre plan d’épargne peut avoir un impact énorme sur vos résultats. Cette calculatrice vous aidera à visualiser ce qu’il vous en coûterait de remettre votre plan d’épargne à plus tard. |
| Objectif d'épargne | Que devez-vous faire pour atteindre votre objectif d'épargne ? Cette calculatrice financière vous aidera à trouver la réponse |
| Optimiseur de carte de crédit | L'Optimiseur de carte de crédit vous aide à déterminer la meilleure distribution de la dette de votre carte de crédit. |
| Placements imposables et assortis d'avantages fiscaux | Placements imposables et assortis d'avantages fiscaux |
| Planification de la retraite | Évaluez d'un coup d'œil l'état actuel de votre programme de retraite, et découvrez comment en assurer la réussite. |
| Prêt à l'investissement | Cette calculatrice vous aidera à visualiser l’effet produit si vous empruntez en vue d’acheter un placement ou un actif appréciable. On peut accroître son rendement en utilisant une dette comme levier pour acheter des placements. |
| Prêt personnel ou ligne de crédit | Cette calculatrice vous aide à établir les mensualités de remboursement d'un prêt ou d'une ligne de crédit. |
| Questionnaire sur le profil de l'investisseur | Le questionnaire sur le profil de l'investisseur est conçu pour vous aider à réunir un portefeuille de placements équilibré. |
| Rabais auto ou financement à bas taux d'intérêt | Cette calculatrice vous aidera à décider entre un prêt-auto à bas taux d’intérêt ou un rabais du fabricant à l’achat. |
| Ratios financiers | Cette calculatrice vous aide à repérer les secteurs de votre entreprise qui méritent votre attention (par ex., solvabilité, liquidité, efficacité opérationnelle et rentabilité). |
| Remboursement de la marge de crédit | Utilisez ce calculateur pour vérifier ce qu'il faudra pour rembourser votre marge de crédit, et ce que vous pouvez changer pour rencontrer vos objectifs de remboursement. |
| Remboursement des cartes de crédit | Cette calculatrice vous aidera à visualiser ce qu’il vous en coûtera pour rembourser le solde de vos cartes de crédit et ce que vous pourriez faire pour atteindre cet objectif. |
| Remboursement d'hypothèque | Économisez des milliers de dollars en intérêts en augmentant vos versements hypothécaires. |
| Retraits de capital | Cette calculatrice vous aidera à déterminer la longévité de vos placements, selon la taille ou la durée des retraits que vous y feriez. |
| Revenus d'investissement | Rencontrer votre objectif d'investissement à long terme est dépendant d'un certain nombre de facteurs. Cette calculatrice vous aide à trier ces facteurs et déterminer votre résultat net. |
| Subventions d'option sur actions annuelles | Utilisez ce calculateur pour projeter combien une série de subventions d'option sur actions annuelles pourrait valoir pour vous. |
| Un million bien à vous | Sachez quand votre programme d'épargne fera de vous un millionnaire ! |
| Valeur de la vie humaine | Parmi vos actifs les plus importants, on compte votre capacité à gagner un salaire. Cette calculatrice vous aidera à saisir la valeur actuelle de vos gains futurs. |